There are many different valuable property types whether you are buying as a homeowner or investor in Adelaide.

Location is one of the biggest drivers of growth potential.

You’ll want to examine local infrastructure to determine whether the area has or is being targeted for government investment.

Proximity to key services such as schools and public transport is also important.

The demographics of an area also have an influence.

Factors such as supply and demand and economic forces can be considered when you purchase but they are largely out of your hands.

What is within your control is the kind of property you buy.

These are the property types most valuable in Australia and the suburbs where you’ll find them, both nationally and closer to home.

Luxury waterfront properties

Australians are obsessed with water views.

Even homes built overlooking man-made waterways sell for significantly more than the average home.

Luxury waterfront properties are among the most expensive property types and certain winners when it comes to growth potential.

Pockets of vacant land with water views are extremely rare and highly sought.

Sydney’s multitude of cliff top homes with stunning harbour views, its eastern suburbs and northern beach homes are among some of the country’s most exclusive properties.

Many of Melbourne’s millionaires choose to live along the bay in the southern suburb of Brighton.  

In Adelaide, Henley Beach and Glenelg are the most desired suburbs with water views.

There is also strong demand further north in Semaphore and North Haven and to the south at Brighton, Seacliff and Hallett Cove.

Middleton, Port Elliot and Hindmarsh Island on the Fleurieu Peninsula have the state’s highest-priced holiday homes. 

Premium inner city apartments

Premium CBD apartments offer the benefits of a luxury lifestyle, close to cultural attractions, sporting facilities, business hubs and everything the city has to offer.

They also come with a minimum of maintenance and fuss.

They are particularly appealing to professionals without children and retirees who don’t want the outdoor space of the traditional Australian home.

Adelaide’s CBD is scattered with no shortage of brand new premium accomodation. The most desirable properties offer views over Adelaide Oval, the River Torrens precinct and the parklands.

The most expensive apartments and penthouses nationally can be found in Sydney’s Barangaroo and Darling Harbour and come with spectacular views of the harbour and Opera House.

Melbourne’s Southbank was similarly developed for its views of the Yarra and proximity to restaurants and the CBD.

High-yield investment properties

Investment properties in key employment or student hubs are extremely lucrative property types.

They attract investors because of their high demand for rental accomodation.

They are normally found in inner city suburbs close to transport, schools, universities and hospitals and return high yields for investors.

North Adelaide, Kent Town, Norwood and the CBD offer lots of high-yield investment options in Adelaide, close to the Royal Adelaide Hospital, the Women’s and Children’s Hospital and the universities.

Nationally, properties in Sydney’s Ultimo and Newtown, Melbourne’s Carlton and Parkville and Brisbane’s St Lucia and West End satisfy these criteria.

Prestige suburban homes

Classic suburban estates on large blocks, many with historical significance or architectural grandeur are extremely valuable.

Many of these houses have been completely restored or renovated and come with luxury fittings, landscaped gardens and maximum privacy.

In Adelaide, we look to Unley Park, Malvern, Erindale, St Georges, Millswood, Beaumont, St Peters, Joslin, Stonyfell and Glen Osmond which were all recently listed as its most expensive suburbs.

Medindie is also rich with prestige homes.

Nationally, suburbs such as Sydney’s Vaucluse and Mosman, Melbourne’s Toorak and South Yarra and Brisbane’s Ascot and Hamilton are among the most prestigious.

Heritage and character homes

Heritage homes with unique charm and architectural character are considered valuable due to their historical significance and limited availability.

Many are heritage listed and appeal to buyers who appreciate distinctive period features and are willing to pay a premium for it.

In Adelaide these homes can be found in inner city suburbs such as North Adelaide, College Park and Rose Park.

Nationally, look to suburbs like Paddington and Balmain in Sydney, Fitzroy and Carlton in Melbourne and Hobart’s historic Battery Point.

Greenfield properties with environmental appeal

Those seeking to escape the clutches of inner city living in favour of space and fresh air are often attracted to greenfield properties, especially those with beachside or hills views.

They often appeal to environmentally conscious buyers seeking energy-efficient homes.

Greenfield properties are developments on newly-released land in growth areas.

They are often eco-friendly houses complete with solar panels and rainwater tanks as standard features.

Golden Grove, which didn’t begin development until 1985, is a prime example in Adelaide. 

More recent examples can be found at Seaford and Mt Barker.

Outside of South Australia, they are particularly common along parts of the Sunshine Coast and pockets of Tasmania where natural beauty and sustainability are prized assets.

Rural and semi-rural lifestyle properties

Those seeking even more space, fresh air, tranquility and a connection to nature drive are driven to the perimeters of major cities and beyond.

It is where their desire for horses, farming or similar pursuits can be enjoyed.

The appeal of these properties grew significantly during and since COVID as people fled big cities.

Adelaide Hills towns such as Stirling and Aldgate offer these opportunities locally as well as much of the Fleurieu Peninsula and Barossa Valley.

Beyond South Australia, properties in NSW’s Hunter Valley and Byron Bay offer these possibilities.

So too do ones along Victoria’s Mornington Peninsula, little over an hour’s drive from Melbourne.

Mixed use commercial and residential properties

Mixed use developments are among the newer property types to emerge in Australia.

They are enjoying a significant boost in popularity right around the country.

Mixed use developments are defined as residential properties, often apartments, that coexist with retail and office spaces.

They appeal to owners and investors alike because of their versatility and proximity to bars, restaurants and other entertainment options.

Bowden and everything Plant 4 offers is an example of this concept in Adelaide.

Docklands in Melbourne and Sydney’s Surrey Hills are the best examples of mixed use developments nationally.

Development sites and land in growth corridors

As Australia’s cities continue to expand, there will always be opportunities to buy or invest in new developments.

Sydney continues to bulge to the west. So too does Melbourne as far as Melton and Tarneit while Springfield is much closer to Ipswich than Brisbane.

These suburbs are rich with land that can be easily subdivided and developed into cheaper accomodation.

This may be in the form of housing estates, townhouses or apartment blocks.

Large parcels of land for these purposes tend to command premium prices.

Most of Adelaide’s expansion in this regard can be found to the north at Gawler and Munno Para. 

Get advice now

Buying property to live in or as an investment is a massive decision.

Whatever property types command your interest, you always need an experienced mortgage broker in your corner.

That’s why you should look no further than Calder Finance Broking.

Calder Finance have years of experience in the lending industry.

We have built and maintained rock solid and trusted relationships with a multitude of lenders for the benefit of our clients.

Our commitment to you is that we will source and deliver you the best possible loan with the lowest interest rates and features tailored specifically to your needs.

If a better deal emerges, we will contact you to give you the opportunity to refinance.

Contact Calder Finance today to discuss all of your financial needs and mortgage requirements.

The information contained in this article is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Taxation, legal and other matters referred to on this website are of a general nature only.

They are based on Calder Wealth Management’s interpretation of laws existing at the time and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

Calder specialises in wealth management with a focus on advice, investment, sustainability, insurance and finance.

Written by David Titley from Calder Finance Broking, for more information please visit the Calder Finance website. Please note that Calder Finance Broking Pty Ltd is a Corporate Credit Representative of BLSSA Pty Ltd ABN 69 117 651 760 ACL 391237.

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