Cross-collateralised loans are loans where an investor uses more than one property as security for a loan from the same lender.
Continue readingCross-collateralised loans: What property investors need to know
What drives the increase in Australian property values?
Australian property values continue to soar northward, at after a predicted post COVID ‘slump’.
Continue readingWhen is the right time to buy property in Adelaide?
A perfect storm of rising interest rates and a jittery economy have been impacting home owners and investors, leaving many wondering when is the right time to buy property in Adelaide?
Continue readingHow to increase your borrowing capacity
Finding ways to increase your borrowing capacity has become more challenging against a tide of rising interest rates, tighter loan-to-value ratios (LVRs) and stagnant or falling property prices.
Continue readingThe fixed-rate cliff is here, here’s how to respond
The threat of Australia’s fixed-rate cliff is proving to be a scary and very challenging reality for an increasing amount of homeowners.
Continue readingHow to get a better mortgage deal from your lender
Anyone with a mortgage has felt the sharp pain of 10 consecutive interest rate rises.
Continue readingHow to deal with your fixed rate expiry
Hundreds of thousands of Australians will see their fixed rate loans expire before the end of 2023.
Continue readingHow refinancing can ease the pain of interest rate rises
Refinancing should be a prime consideration for those who qualify, as more and more Australians feel the squeeze from interest rate rises.
Continue readingWhere are interest rates heading in Australia?
Anyone with a home loan in Adelaide and across Australia has been keeping one very nervous eye on interest rates. So where is it heading?
Continue readingShould I go for a variable or fixed interest rate?
Wondering whether to choose a variable or fixed interest rate? Adelaide mortgage broker Hayley Walsh helps you weigh it up.
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